US E&S Commercial Property · Primary & Excess · Countrywide
New E&S property MGA, built to move fast.
Jade Underwriters writes non-admitted commercial property, primary and excess, across all 50 states. One program, built around a published appetite: line sizes, occupancies, CAT and what we do not write. Quotes delivered within 24 hours.
At a glance
Line size
$500K – $25M (+/-)
TIV
$5M – $5B (+/-)
Territory
Countrywide · 50 states
Distribution
Wholesale only
Layers
Primary or Excess
Do you want this risk?
Countrywide, all occupancies, line size relative to risk characteristics. Published, not guessed at.
How much can you put up?
$500K – $25M (+/-) per risk, primary or excess layer.
How fast is the quote?
Quotes delivered within 24 hours through a technology-led workflow, depending on risk intricacy.
Appetite snapshot
Clear the risk before you build the file.
Core
Target occupancies
- Offices & Retail
- Shopping Centers
- Municipalities
- Habitational
- Condominium Associations
- Education
- Real Estate & Investment
- Hospitality & Leisure
- Manufacturing
- Healthcare
- Warehousing
- + more
Excluded
Do not submit
- Mining
- Aviation
- Energy
- Lumber & sawmills
- Agriculture (crops)
- Recyclers
- Risk-attaching programs
How we underwrite
Submission to binder on one rail.
Your submission is ingested the moment it lands: the SOV is extracted, locations mapped, and cat and wildfire exposure scored against appetite. The layer is then catastrophe-modelled and rated, and a single policy record carries the risk from quote through to invoice — so nothing sits in an inbox waiting to be typed twice.
01
Submission
02
Triage & scoring
03
Pricing & rating
04
Quote
05
Bind order
06
Bind & binder
07
Invoice
08
Post-policy service
Automated intake & scoring
Licensed catastrophe modelling
Single policy record, quote to issuance
Leadership
A frontline president, not a layer of management.
Most new MGAs are built top down. Sophia underwrites the book she runs, and Jade is a Bishop Street Underwriters MGA. When you call about a risk, you are talking to the person who decides it.
The name
Long-term, steady, profitable growth.
Jade is a wood-element stone: it feeds a fire rather than smothering it, and it endures. We took the name because that is how we intend to underwrite — writing for the whole cycle, not the soft part of it, and building a book that compounds instead of one that sprints.
Submit a risk
One form, one place.
Wholesale and surplus lines brokers only. Submit through the form or email submit@jadeunderwriters.com and a complete file moves the same day it lands.
Attach the SOV, loss runs and layer request in one step.
What to include
01
Statement of values with full COPE detail
02
Five years of currently valued loss runs
03
Target layer, attachment and requested limit
04
Occupancy description and protection details
05
Expiring terms and effective date
Inspections are ordered at bind and completed within seven days.