Capacity & line guide
A $5M maximum limit per insured, primary or excess.
Two portfolios, one line. Know what we can put up before you build the layer, and where our deductibles will land in Florida wind.
Portfolio structure
Portfolio A covers middle-market accounts; Portfolio B carries the large shared and layered schedules.
Portfolio A
$25M
Maximum individual policy TIV
Max limit per insured
$5M
Minimum AOP deductible
$5,000
Portfolio B
$5B
Maximum individual policy TIV
Max limit per insured
$5M
Minimum AOP deductible
$25,000
Location aggregation
Limited to the maximum policy limit of $5M across all locations on a single risk.
Wind and hail deductibles
Deductibles are set by individual risk characteristics under our underwriting guidelines. The figures below are the general floors.
Exposure
Deductible
Named storm / hail — Tier 1, Zone 1
2% – 5% of TIV
Named storm / hail — Tier 2, Zone 2
3% of TIV
All other locations — wind / hail
1% of TIV
Capacity you can rely on.
Our line is backed by rated capacity with agreed peril and region PML caps. Aggregation is monitored against those caps continuously, so a quote we issue is a quote we can still bind when your bind order arrives.
